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1. Purpose 

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This Fee Policy Change establishes the advisory fee structure, account minimums, grandfathering provisions, and value-added service charges applicable to investment advisory and portfolio management services provided by MyTimeEquity, LLC. The policy is designed to promote transparency, consistency, and compliance with applicable regulatory standards. 

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2. Scope 

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This policy applies to all client accounts advised or managed by MyTimeEquity, LLC, including but not limited to: 

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• Portfolio Management Services (PMS) 

• Structured Notes accounts 

• Alternative investment–only accounts 

• Ancillary and value-added advisory services 

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In the event of any inconsistency between this policy and a client’s advisory agreement, the advisory agreement shall govern. 

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3. Grandfathered Pricing for Existing Accounts 

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Client accounts opened on or before December 31, 2025, shall retain their existing 2025 pricing schedule, provided the account maintains a minimum balance of $25,000. 

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If the account balance falls below $25,000 at any time, the account will transition to the 2026 pricing schedule described in this policy. 

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4. Account Opening Fees for New Accounts 

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For accounts open on or after January 1, 2026, the following account opening fees apply: 

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• Accounts under $50,000: One-time account opening fee of $100 

• Accounts $50,000 or greater: No account opening fee 

 

Account opening fees are non-refundable and assessed at account inception. 

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5. Structured Notes and Alternative Investment-Only Accounts 

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For accounts limited exclusively to Structured Notes and/or Alternative Investments: 

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• Assets up to $500,000: 2.00% annual advisory fee (flat rate) 

• Assets above $500,000: Standard Portfolio Management Services (PMS) pricing applies 

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6. Standard Portfolio Management Services (PMS) Fee Schedule 

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Annual advisory fees for PMS accounts are assessed based on assets under management (AUM) as follows: 

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​​​​Fees are generally billed monthly in arrears unless otherwise specified in the advisory agreement. 

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7. Performance-Related Fee Option 

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MyTimeEquity, LLC may offer a performance-based fee arrangement to eligible and qualified clients, subject to applicable regulatory requirements. 

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The Performance-Related Fee consists of: 

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• 0.50% annual management fee on assets under management, plus 

• 20% of net investment gains, calculated and assessed quarterly 

 

This fee structure is available only to qualified clients, generally defined as individuals with a net worth of $2 million or more, excluding primary residence, or as otherwise permitted under applicable regulations. 

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8. Other Value-Added Advisory Services 

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The following value-added services may be offered for an additional fee: 

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• Covered Call Writing: 45 basis points (0.45%) annually 

• Direct Indexing: 20 basis points (0.20%) annually 

• Assistance with loans or margin: No fees charged by MyTimeEquity, LLC 

 

Fees for value-added services are disclosed in advance and documented in the advisory agreement. 

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9. Billing and Disclosure 

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All advisory fees are disclosed prior to engagement and documented in the client advisory agreement and Form ADV. Advisory fees do not include third-party costs (e.g., custodial, brokerage, fund expenses) unless expressly stated. 

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10. Fiduciary Standard 

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MyTimeEquity, LLC, acts as a fiduciary and provides advisory services in the best interest of its clients, in accordance with applicable federal and state laws and regulations. 

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